Floor and Decor Credit Card: A Comprehensive Guide
Floor and Decor is a leading retailer of flooring and home décor products, offering an extensive range of options for every style and budget. If you're in the market for new flooring, the Floor and Decor Credit Card offers a number of benefits to help you make your purchases more affordable.
The Floor and Decor Credit Card is issued by Comenity Bank and offers the following benefits:
Special Financing: Get special financing on qualifying purchases, including 0% interest for up to 12 months on purchases of $500 or more.
Rewards Points: Earn 5% back in rewards points on all eligible purchases, which can be redeemed for future purchases.
Exclusive Discounts: Enjoy exclusive discounts and promotions only available to cardholders.
Easy Application: Apply for the card online or in-store at any Floor and Decor location.
Benefits of the Floor and Decor Credit Card
There are several advantages to using the Floor and Decor Credit Card:
Special Financing: The 0% interest financing promotion can save you a significant amount of money on your flooring purchase. Whether you're replacing the flooring in your entire home or just a single room, 0% interest can help you spread out the cost and make your project more manageable.
Rewards Points: The 5% rewards points can quickly add up, especially if you're making a large flooring purchase. You can use the points to purchase flooring accessories, home décor, or even more flooring in the future.
Exclusive Discounts: Floor and Decor offers exclusive discounts and promotions to cardholders, which can help you save even more on your flooring purchase.
Easy Application: Applying for the Floor and Decor Credit Card is easy and convenient. You can apply online or in-store at any Floor and Decor location.
Applying for the Floor and Decor Credit Card
To apply for the Floor and Decor Credit Card, you can either apply online or in-store at any Floor and Decor location. The online application is quick and easy, and you'll receive a decision in minutes. If you prefer to apply in-store, a sales associate can assist you with the application process.
To be eligible for the Floor and Decor Credit Card, you must meet the following requirements:
Be 18 years of age or older
Have a valid Social Security number
Have a good credit score
Once you're approved for the Floor and Decor Credit Card, you can start using it immediately. Your card will be mailed to you within 7-10 business days.
Using Your Floor and Decor Credit Card
You can use your Floor and Decor Credit Card to make purchases at any Floor and Decor location or online at flooranddecor.com. The card can also be used for flooring installation services and other home improvement projects.
To make a purchase with your Floor and Decor Credit Card, simply present your card to the cashier or enter your card information online. You can also use your card to make payments on your account online or by phone.
Managing Your Floor and Decor Credit Card Account
You can manage your Floor and Decor Credit Card account online or by phone. Online, you can view your account balance, make payments, and review your transaction history.
To manage your account by phone, call the customer service number on the back of your card. You can also use the automated phone system to make payments, check your balance, and request a new card.
Is the Floor and Decor Credit Card Right for You?
The Floor and Decor Credit Card is a great option if you're planning to make a flooring purchase. The special financing, rewards points, and exclusive discounts can save you money and make your project more affordable.
However, it's important to keep in mind that the card does have a high annual fee. If you don't plan on using the card frequently, you may want to consider other financing options.
If you're not sure whether the Floor and Decor Credit Card is right for you, contact a customer service representative for more information.
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